The ACA was a blessing to some, but not all. Could it have been perfected over time? We will never really know as it is being replaced. As of now, 70% of Americans do not approve of the ACA, so let's see if the new one is any better. The New Health Care Bill This bill does not require people to buy insurance. Instead, it offers incentives to those who do. The new bill tries to encourage insured people to maintain their coverage by setting regulations with insurance companies. The new act will prevent companies from charging more or denying coverage for pre-existing conditions. The only stipulation is, you cannot let your insurance lapse. If insurance does lapse for more than 63 days, it allows the company to tag on a 30% penalty for the year. The tax credits will be based on age, but can go up to 4,000 per year. It's difficult to predict who will win out with the new bill, and who will lose, it takes some time to determine the results. Related: Importance of Nursi
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